4 Sequential Steps:
Step 4 Invest for Long-term Goals and Plans

Following these 4 steps in sequence and you are much more likely to achieve financial success. Most people won’t follow them in sequence and as a result, most people are financially unsuccessful.  If, instead, people would do the right thing and follow the right process, this simple 4-step process, then they would be much more likely to be financially successful and they would certainly be more likely to live a less stressful and more fulfilling life.

Educational Articles

Below you will find a list of articles, videos, and audio podcasts. They are listed in chronological order. Use the search box on the top of this page to find information on specific topics.

Controlling Your IRA Assets from the Grave

Controlling Your IRA Assets from the Grave

The Smart Estate Planning NewsletterProtect IRA Assets from Your Children’s Poor Decisions   More and more wealth over the coming years will transfer between generations as our population ages. Investment News stated recently that there will be more wealth...

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Essential Element #1 – Income Planning

Essential Element #1 – Income Planning

The 4x4 Financial Independence PlansmThe 4x4 Financial Independence Plan sm is a unique and proprietary system.  At its core, it is a very simple and easy to understand system.  Yet, as you dig deeper into the plan you will learn that it a very comprehensive system. ...

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Why Financial Plans from 30 Years Ago Failed

Why Financial Plans from 30 Years Ago Failed

The Smart Income Independence Planning Newsletter Financial planning is not a new phenomenon.  It’s been around for 50+ years.  While financial planning has been around a long time, the question is whether most financial plans accomplished the goals they set out to...

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Key Financial Data 2020

Key Financial Data 2020

Happy New Year to you and your family! I hope the last several weeks have been merry and festive, leaving you recharged to move full steam ahead into the new decade!   Today, I have prepared a very handy reference card to help with your finances for the rest of the...

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2019 Last Chance Financial Checklist

2019 Last Chance Financial Checklist

Key Guideline 2019 Last Chance Financial Checklist Shape up your personal finances for a great year-end! Enclosed is your 2019 Last-Chance Checklist. We call this checklist "Last Chance" because it reminds us to take a look at some areas – like taxes, investments,...

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9 Reasons You Should Consult With Your CPA Before Year-End

The Smart Tax Planning Newsletter 9 Reasons You Should Consult With Your CPA Before Year-End While the national focus has been on uncertainty around the new tax law, there are many individual tax-planning opportunities you should consider before year-end to ensure you...

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Tax Reform Guide – The Tax, Jobs & Cuts Act (TJCA) 2019

Tax Reform Guide – The Tax, Jobs & Cuts Act (TJCA) 2019

The 2018 Tax Reform bill, referred to as the Tax Cuts and Jobs Act (TCJA), is the most comprehensive tax reform bill to pass Congress in decades.  While understanding everything that changed with this bill is completely unnecessary, understanding what changes will...

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