by Randy Luebke | Nov 14, 2019 | 1-Financial Independence Planning, 4-Invest for Independence, 4-Tax Planning, Blog Posts, Financial Edification, Newsletter, The 4x4 Financial Independence Plan
Tax Planning 9 Reasons You Should Consult With Your CPA Before Year-End While the national focus has been on uncertainty around the new tax law, there are many individual tax-planning opportunities you should consider before year-end to ensure you are getting the best...
by Randy Luebke | Oct 25, 2019 | 1-Financial Independence Planning, 1-Optimize Everything, 4-Invest for Independence, 4-Tax Planning, Blog Posts, Financial Edification, The 4 Essential Elements
The 2018 Tax Reform bill, referred to as the Tax Cuts and Jobs Act (TCJA), is the most comprehensive tax reform bill to pass Congress in decades. While understanding everything that changed with this bill is completely unnecessary, understanding what changes will...
by Randy Luebke | Feb 3, 2017 | 1-Financial Independence Planning, 3-Establish Reserves, Annuities, Blog Posts, Financial Edification, Insurance, Life Insurance, Long-term Care Insurance, Products, The 4 Sequential Steps, The 4x4 Financial Independence Plan
Establishing significant liquid cash reserves is the 3rd step of the 4x4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your achieving and maintaining your Financial Independence. Why? We need...
by Randy Luebke | Jan 31, 2017 | 1-Financial Independence Planning, 1-Optimize Everything, 4-Invest for Independence, Blog Posts, Financial Edification, Securities
OnPointe Risk Analyzer-Make Better, Smarter, Safer Choices and Financial Decision With Your Investments I’ve incorporated a new tool that I would like you to try called OnPointe Risk Analyzer. The essence of the program is to evaluate your overall level of...
by Randy Luebke | Jan 30, 2017 | 1-Financial Independence Planning, 1-Optimize Everything, 4-Invest for Independence, 4-Tax Planning, Blog Posts, Financial Edification, Life Insurance, Securities, The 4 Essential Elements, The 4 Sequential Steps, The 4x4 Financial Independence Plan
The Cash Balance Plan is a retirement plan designed to primarily benefit older and/or highly compensated business owners and highly valued employees. Unlike a traditional 401k or IRA plans that limit one’s tax-deferred contributions to relatively small amounts,...
by Randy Luebke | Dec 19, 2016 | 1-Financial Independence Planning, 1-Optimize Everything, 2-Eliminate Debt, Blog Posts, Financial Edification, The 4 Essential Elements, The 4 Sequential Steps, The 4x4 Financial Independence Plan
— Get FIT The Debt Snowball – Eliminating Debt Forever! Welcome to The Debt Snowball strategy, where our primary objective is to eradicate debt, with a particular focus on what we refer to as “reductive debt” or simply “bad debt.”...
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