The 4 Essential Elements:

Estate Planning

We look at our financial life in two phases; one while you are living and the other when you are not. We refer to these two phases your life and your legacy. Think of estate planning as asset protection once you are no longer physically able to make choice and decisions. The goal of estate planning is to ensure that what you will always be in control of your wealth, while you are still living and after you have passed on.

Educational Articles

The material in this section is designed to help you both grow and maintain your Estate Plan so you can Live more independent!

How to Receive Early Distributions from an IRA Without Penalty

The Smart Income Independence Planning Newsletter  When most people think of taking money out of a non-Roth IRA (Individual Retirement Arrangement), they think of the 59½ rule. What’s the 59½ rule?  It means that if you take a withdrawal from an IRA before age 59½ you...

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Is Your Trust Paying Taxes At A Very High Rate? Want To Fix That Problem?

In a recent study, we found that nearly 75% of tax & financial advisors use trusts for “Legacy Planning” initiatives.  While trusts are an important tool for transferring wealth to future generations, tax rates for trust income are very high.  As of the date of...

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Bad Advisors-How To Detect Them and How To Avoid Them

Written by attorney, Roccy DeFrancesco J.D., CWPP, CAPP, CMP and the founder of The Wealth Preservation Institute, his book “Bad Advisors” will not only confirm your suspicions about your current and past financial advisors, it will also reaffirm why you should likely...

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There Is A Better, Smarter, Safer Way to Plan For Your Retirement

The Old Way There is a Better, Smarter Safer way! This is the paradigm most people have when it comes to making their investment decisions.  When the market is up, they become greedy.  They want to get on the band-wagon and not miss out on the "opportunity" to make...

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