The 4 Essential Elements:Retirement Planning
Our unique and proprietary systems and services will take you from where you are today to your Financial Independence Day so you can begin to live the life you really want. Select any of the headings below to learn more about them now.
- The 4×4 Financial Independence Plan sm
- The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator sm
- The 401k Supercharger sm
- The Home Equity Acceleration Plan – H.E.A.P.
- College Planning
The material in this section is designed to help you both grow and maintain your Retirement Plan so you can Live more independent!
Establishing significant liquid cash reserves is the 3rd step of the 4x4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your achieving and maintaining your Financial Independence. Why? ...read more
OnPointe Risk Analyzer-Make Better, Smarter, Safer Choices and Financial Decision With Your Investments
I've incorporated a new tool that I would like you to try called OnPointe Risk Analyzer. The essence of the program is to evaluate your overall level of acceptable investment risk. Below is a link to take the assessment (It will take less than 5 minutes to...read more
The Cash Balance Plan is a retirement plan designed to primarily benefit older and/or highly compensated business owners and highly valued employees. Unlike a traditional 401k or IRA plans that limit one's tax-deferred contributions to relatively small amounts, the...read more
Our unique and proprietary financial planning system, The 4x4 Financial Independence Plan sm is comprised of 4 essential elements and 4 sequential steps as follows: The 4 Essential Elements The 4 Sequential Steps The focus of this posted is on Step #2 of this process,...read more
Establishing significant liquid cash reserves is the 3rd step of the 4x4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your Financial Independence. Why? We need cash reserves for two reasons: When Things...read more
Are you are fed-up with Wall Street and want to invest in Main Street? Do you want more control over your retirement? If the answer is "yes", then Self-Directed IRA, 401(k) are strategies that you will want to seriously consider. While these strategies can give you...read more
In a recent study, we found that nearly 75% of tax & financial advisors use trusts for “Legacy Planning” initiatives. While trusts are an important tool for transferring wealth to future generations, tax rates for trust income are very high. As of the date of...read more
Certificates of deposit (CDs) are intended for the ultra-conservative investor. Why are they appealing to so many? They are touted as the “safe” investment option with essentially no risk as they are not tied to the stock market. However, how “safe” are they really...read more
The fact is that by now most everyone in the United States, literally every man, woman and child's private information has been compromised. The massive security breaches at some of the nation's largest retailers, financial institutions, employers and more have been...read more
When seeking to locate and acquire rental income property many people focus on the numbers; mostly considering the rents and the associated expenses. Real estate, however, is a multi-dimensional product. Beyond the income and expense are the bricks and mortar, as...read more