The 4 Essential Elements:

Retirement Planning

Our unique and proprietary systems and services will take you from where you are today, to your Financial Independence Day, so you can begin to live the life you really want.  Select any of the headings below to learn more about them now.

  • The 4×4 Financial Independence Plan sm
  • The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator sm
  • The 401k Supercharger sm
  • The Home Equity Acceleration Plan – H.E.A.P.
  • College Planning
  • Consulting

Educational Articles

The material in this section is designed to help you both grow and maintain your Retirement Plan so you can Live more independent!

The Smart Tax Planning Newsletter May 2020

The Smart Tax Planning NewsletterEvery month we provide you with a fairly detailed review of several important Tax Topics. Scan through the highlighted topics noted below.  This newsletter is also available for download below. This Month's Edition Includes......

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Developing a Realizable Vision for Retirement

The Smart Income Independence Planning NewsletterRetirement is a totally new stage of life. With some careful prioritizing—and collaborating with your advisor—you can design a working plan for retirement that may surpass all your expectations. When most people think...

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Saving Taxes In Retirement

June 4, 2020 @ 6:30 PM Pacific TimePresented by Randy LuebkeWhich Statement Do You Believe To Be True? Taxes in the future will be lower than they are today. Taxes in the future will be higher than they are today.   The correct answer is that no one knows for...

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Factors To Consider When Updating Your Insurance Coverage

The Smart Asset Protection Planning Newsletter With government health care policies always uncertain and the memory of super storms still fresh, now is a good time to review insurance policies coverage, insurance needs, and emergency plans. Insurance coverage tends to...

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What Tax Bracket Will You Be During Your Retirement?

The Smart Income Independence Planning Newsletter What income tax bracket do you think you will be in when you retire?  Before you answer that question, let’s take a look at the two key factors that could affect the answer. 1. Which State will you be living in when...

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Stop Your 401K From Turning Into A 201K

May 12, 2020 @ 11:00AM Mountain TimePresented by Kevin Long and Guest Speaker, Randy LuebkeDescription: It is always wise to have a well-diversified portfolio, but it is even more imperative in uncertain times like these. Join us on this webinar as we discuss powerful...

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The Smart Tax Planning Newsletter Covid-19 Edition April 2020

The Smart Tax Planning Newsletter Covid-19 EditionEvery month we provide you with a fairly detailed review of several important Tax Topics. This month we are focusing on Covid-19 and how it affects tax planning.  This Month's Edition Includes... New SBA Loans for...

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Disaster Planning – Steps to Guarding Your Assets

The Smart Asset ProtectionAs super storms and natural disasters continually remind us, it’s important to have an emergency plan ready to go so when disaster strikes, your most valuable assets are protected.  Financial planning typically involves anticipating future...

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Monday Morning Quarterbacking the Corona Market Crash

The Smart Income Independence PlanningFirst, let me say that consumers should NOT beat themselves up because they lost money in the stock market during the 2020 Corona Market Crash.  Many financial pundits have called this market crash a once in a lifetime crash due...

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Protecting Portfolios From Black Swan Events

The Smart Income Independence PlanningThere is going to be a lot of Monday Morning Quarterbacking going on after the dust settles from this most recent stock market crash brought on by COVID-19. The Dow, S&P, just about everything was crushed as we shut-down the...

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