The 4 Essential Elements:

Retirement Planning

Our unique and proprietary systems and services will take you from where you are today, to your Financial Independence Day, so you can begin to live the life you really want.  Select any of the headings below to learn more about them now.

  • The 4×4 Financial Independence Plan sm
  • The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator sm
  • The 401k Supercharger sm
  • The Home Equity Acceleration Plan – H.E.A.P.
  • College Planning
  • Consulting

Educational Articles

The material in this section is designed to help you both grow and maintain your Retirement Plan so you can Live more independent!

2020 Retirement Calendar Checklist

I know that retirement involves a lot more paperwork and deadlines than most people realize. This Calendar Checklist gives you the guidance you need on taxes, Social Security, Medicare, retirement account distributions, year-end tasks, and more. This calendar compiles...

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Americans Lose Trillions In Social Security

According to a recent study, retirees will collectively lose $3.4 trillion in potential income that they could spend during their retirement because they claimed Social Security at a sub-optimal time.You May Also Like...

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Be Careful of Student Loan Debt Forgiveness Scams

There is a recent bankruptcy case (Rosenberg) that made national news concerning discharging Student Loan Debt (SLD). This case has already emboldened scammers touting that they can help students eliminate their debt through bankruptcy for a “fee”.  If you, a loved...

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Beating the IRS

Your Guide to Reducing or Avoiding IRS PenaltiesIf you take your eye off the ball and file your tax returns late or fail to pay your taxes on time, you could face huge penalties.  However, if you know how to handle things right, the cold-hearted IRS will show you...

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Creating a Financially Organized Life

Here’s how to get a jump-start on creating a system to organize your bills, statements, policies, and other financial paperwork.Financial organization is a cornerstone of a healthy financial life.  At the most basic level, financial organization saves time and money...

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January 2020 Jobs Report

The most interesting bit of the January jobs report is that in spite of it blowing past expected growth, unemployment has gone up. This is because people who have left the labor market are coming back in! You May Also Like...

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The Smart Tax Planning Newsletter February 2020

The Smart Tax Planning NewsletterEvery month we provide you with a fairly detailed review of several important Tax Topics. Scan through the highlighted topic noted below.  This Months Edition Includes... Use Your Business to Maximize Charitable Donations Eight Things...

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