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Cybersecurity Monthly Newsletter September 2021

Asset ProtectionIn this issue: The Importance of Updating Your Software Always: Apple and Google Savvy Cybersecurity Quick Links  Cybersecurity Shorts Software Updates The Importance of Updating...

The Smart Tax Planning Newsletter September 2021

Tax PlanningEvery month we provide you with a fairly detailed review of several Important Tax Topics. Scan through the highlighted topics noted below.  In This Month's Newsletter We Review: Save...

Building Health Care Costs into Retirement Planning

Retirement PlanningHealth care planning is a sensitive subject that often takes you and your advisor places you don’t want to go. But given rising expenses, no retirement plan is complete without...

Key College Funding Data 2021-2022

Retirement PlanningI know that figuring out how to pay for college is one of the biggest challenges families face today. I've seen many overpay for college and hurt their savings and retirement...

14 Tax Reduction Strategies for the Self-Employed

Tax PlanningIn June's Monthly Tax Newsletter, there was a checklist with 14 tax planning ideas for the self-employed. The ideas expressed were simply one-lines. Below you will find related articles...

How S Corporation Owners Can Cut Taxes by Keeping a Lid on Their Salaries

Tax PlanningBradford Tax InstituteEstimated Tax Tip Savings: Depending on your own salary and profit distribution levels, we're typically seeing cases in which the S corp. owner can legally slash...

Blueprint for Employee-Spouse 105-HRA (Health Reimbursement Arrangement)

Tax PlanningBradford Tax InstituteThe Affordable Care Act does not apply to a business that has only one employee.1 This opens the door for what we are going to call the 105-HRA. We created this...

Tax-Saving Tip: Use Net Square Footage to Increase Home-Office Deductions

Tax PlanningBradford Tax InstituteIn its "I'm here to help you" publication on the home office, the IRS says, "You can use any reasonable method to determine the business percentage" of your home...

Cybersecurity Monthly Newsletter August 2021

Asset ProtectionIn this issue: Back to school: 4 Cybersecurity Trends Emerging threat: T-Mobile data breach  Cybersecurity Shorts Software Updates Welcome to your August Savvy Cybersecurity...

The Smart Tax Planning Newsletter August 2021

Tax PlanningEvery month we provide you with a fairly detailed review of several Important Tax Topics. Scan through the highlighted topics noted below.  In This Month's Newsletter We Review: Don't...

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A 60/40 Portfolio Can Be Hazardous to Your Financial Health

A 60/40 Portfolio Can Be Hazardous to Your Financial Health

Retirement PlanningFor the last several decades, conventional wisdom in the financial services industry has been that a prudent way to invest money, one that will provide sufficient yield and a hedge against downside risk, is to use a mix of 60% stocks and 40% bonds. ...

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The Reality of Self-Employment Taxes for 2021

The Reality of Self-Employment Taxes for 2021

Tax PlanningWhat happens when lawmakers enact a new tax? It starts small. It looks easy. In 1935, the self-employment tax topped out at $60. Those 1935 lawmakers must be twirling in their graves with the new rules for 2021, which levy the following taxes: A...

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11 Financial Tips to Make Caregiving Easier

11 Financial Tips to Make Caregiving Easier

Estate PlanningCaregivers generally tend to their elderly/disabled family members as a labor of love, but it can also be taxing for them financially and otherwise. These 11 tips can help you manage the financial side of caregiving and keep things under...

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Cybersecurity Monthly Newsletter July 2021

Cybersecurity Monthly Newsletter July 2021

Asset ProtectionIn this issue: Avoid Ransomware Catastrophe with the Rule of Three Cybersecurity Shorts Software Updates Welcome to your July Savvy Cybersecurity newsletter. This month we'll be talking about ransomware. Read on for more information on that, as well...

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Creating More Business Meal Tax Deductions After the TCJA

Creating More Business Meal Tax Deductions After the TCJA

Tax PlanningBradford Tax InstituteHere’s good news for business meals: the Tax Cuts and Jobs Act (TCJA) removed the “directly related and associated with” requirements from business meals. The net effect of this change is to subject business meals once again to the...

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Are You Cheating Yourself by Using IRS Mileage Rates?

Are You Cheating Yourself by Using IRS Mileage Rates?

Tax PlanningBradford Tax InstituteAre you using IRS mileage rates for your business vehicle? I have a new tool that can tell us whether the mileage rates are a good deal for your taxes. With this tool, I look at the entire life of your vehicle, including any gain or...

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Tax-Deductible Business Expansion Beats Capitalization

Tax-Deductible Business Expansion Beats Capitalization

Tax PlanningBradford Tax InstituteTax deductions put cash in your pocket and make you smile. Capitalized business acquisition expenses don't make you smile because they generally produce no tax cash benefit until you get out of the business, if ever. And then that...

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Know These Four Magic Business Mileage Rules

Know These Four Magic Business Mileage Rules

Tax PlanningBradford Tax InstituteWhen you know the rules related to business mileage, you: protect yourself in the event of an IRS audit, and pay less tax. Take Henry, for example. Before he knew the mileage rules, he deducted 30 percent of his SUV's cost. Once he...

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