The 4×4 Financial Independence Plan^sm

The 4×4 Financial Independence Plan ^sm is a unique and proprietary system.  At its core, it is a very simple and easy to understand system.  Yet, as you dig deeper into the plan you will learn that it a very comprehensive system.  This is very important because most every other financial planning system available today is either fundamentally designed to sell you a financial product; like life insurance, annuities, securities, etc., and/or, it only focuses on a small portion of everything needed to address a comprehensive financial plan.

The 4×4 Financial Independence Plan ^sm is comprised of 4-Essential Elements and 4-Sequential Steps as follows.

4 – Essential Elements:

1. Income Planning
2. Asset Protection
3. Estate Preservation
4. Tax Minimization

4 – Sequential Steps:

1. Optimize Everything
2. Eliminate Debt
3. Establish Reserves
4. Save & Invest

The first element of The 4×4 Financial Independence Plan ^sm is called “Income Planning”.  The goal of Income Planning is to achieve Financial Independence.  Our definition of Financial Independence is:

When the assets you have, provide the income you need to live the life you want.  Then, work is no longer a requirement.  It’s an option.

Many people would equate this definition with “Retirement”.  We agree.  That said, we don’t agree that you need to wait until you are 65 years old to retire, to achieve Financial Independence.  Our belief is that you can and should achieve your Financial Independence as quickly as possible so you can benefit from living a less stressful and a more fulfilling life for as many years as possible.

While the path to Financial Independence is unique for each and every individual on the planet, the process of getting there is universal.   The “Process” of becoming Financially Independent is accomplished by following the 4-Sequential Steps of the 4×4 Financial Independence Plan.

Lifetime Paradigm will provide you with the tools, the strategies and the guidance to help you start the process of becoming Financially Independent.  We can also provide you with the consulting, coaching and mentoring sometimes needed to get the job done.

To get you started, we have attached a basic overview called “The Value of Income Planning“ published by Allianz Life Insurance.  As you read it, keep in mind that this is a publication from a life insurance company.  As such, it will be biased.  That said, while almost everyone’s path to Financial Independence will likely include life insurance, annuities and other similar financial products, again, everyone’s path to Financial Independence is unique.  The world is abundant with opportunity.  We look forward to helping you to recognize the opportunities that may be best for you, developing a plan to attain them and, most importantly, helping you to achieve your plans and get the results you want.  The 4×4 Financial Independence Plan ^sm is a great platform to help you to accomplish all three.

It’s a good life!