Tax Planning

At the core of our financial philosophy lies the awareness that taxes represent life’s most significant expense. Although paying taxes is not optional, the power to optimize how you manage them lies in your hands. This principle, known as “The Net,” underscores the importance of what you keep, not just what you make. Making better, smarter, and safer tax-efficient financial decisions is key to preserving your hard-earned wealth. We are here to empower you with the knowledge and expertise to navigate the complexities of taxation, ensuring you make informed choices that lead to a brighter financial future. Let us guide you on this journey of financial optimization, helping you secure a more prosperous and fulfilling life.

Proprietary Services for Tax Planning

\

The Smart Tax Minimizer (For Consumer and Home-Based Businesses) ℠

\

The 4x4 Financial Independence Plan ℠

Specialty Proprietary Services for Tax Planning

\

The Smart Tax Planning System for Business Owners ℠

Products for Tax Planning

\

Annuities

\

Charitable Trusts & Annuities

\

Delaware Statutory Trusts

\

Employee Retention Tax Credit (ERTC)

\

In-Service Alternative Rollovers

\

Insurance-Disability

\

Insurance-Life

\

Insurance-Long Term Care

\

Micro-Captive Insurance Companies

\

Mortgages-Forward

\

Mortgages-Reverse

\

No-Load Annuities

\

Real Estate Rentals (Direct)

\

Real Estate Rentals (Partnerships & Syndications)

\

Research & Development Tax Credits (R&D, etc.)

\

Retirement Plans - Pension & Profit Sharing Plans - The Super(k)

\

Retirement Plans (Self-Directed) IRA's, 401(k)'s, SEP's, SIMPLE's, Roth's

\

Self-Directed Brokerage Accounts

\

Coaching and Consulting

BLOG

Browse All Tax Planning Articles, Videos, Podcasts

State Tax Department Contact Information

State Tax Department Contact Information

Financial Guides We know you are busy and don't have time to waste searching for a State Tax Department's contact information. Therefore, we made it easy for you to quickly reference the tax department information for all 50 states. In this 2-page reference guide, you...

read more

A Securities Market Update for You – January 2023

Retirement Planning:  SecuritiesJoseph Maas, Synergy Asset ManagementMarket highlights Inflation appears to be diminishing, but the FOMC is expected to raise interest rates a quarter-point at this month's meeting. Because lending rates have increased, housing sales...

read more
Taxpayer Penalties 2023

Taxpayer Penalties 2023

Tax PlanningBradford Tax Institute, January 2023REASONPENALTY RELIEFIRC SECTIONFailure to pay0.50% of unpaid balance per month; maximum of 25%6651(a)(2)Failure to file 5% of unpaid balance per month; maximum of 25% If more than 60 days late, the lesser of $435 or 100%...

read more
Last-Minute Year-End Tax Deductions for Existing Vehicles

Last-Minute Year-End Tax Deductions for Existing Vehicles

Tax PlanningIt's time to examine your existing business and personal (yes, personal) cars, SUVs, trucks, and vans for some profitable year-end business tax deductions.In this article, first we will look at your prior and existing business vehicles that you or your...

read more
A Handy Checklist for Year-End Planning

A Handy Checklist for Year-End Planning

Retirement PlanningThe holidays are a busy time of year. Shopping, family events, company holiday parties and more may dot your calendar. But we strongly suggest that you carve out some time for year-end financial planning so that you will be better positioned as the...

read more
Last Minute Retirement Reminder

Last Minute Retirement Reminder

Retirement PlanningThe clock continues to tick. Your retirement is one year closer. You have time before December 31 to take steps that will help you fund the retirement you desire. Here are four things to consider. Establish Your 2022 Retirement Plan First, a...

read more
How to Pay for Long-Term Care: 8 Strategies

How to Pay for Long-Term Care: 8 Strategies

Retirement PlanningFor most, it is difficult to think about the possibility of needing long-term care. But many will need it. Start the discussion and prepare yourself now so you do not face a financial challenge later.Long-term care planning—if not now, when? Two big...

read more
Series I Bonds

Series I Bonds

Retirement PlanningThrough October 2022, you can buy Series I bonds that pay 9.62 percent interest. And you receive that rate for six months from the time of purchase. What happens after that? On November 1, 2022, the U.S. Treasury Department sets a new six-month rate...

read more
The Smart Tax Planning Newsletter May 2022

The Smart Tax Planning Newsletter May 2022

Tax PlanningEvery month we provide you with a fairly detailed review of several Important Tax Topics. Scan through the highlighted topics noted below.  In This Month's Newsletter We Review: Donor-Advised Funds: A Tax Planning Tool for Church and Charity Donations...

read more

Schedule a FREE 15-Minute
Initial Consultation to Discuss Your
Tax Planning Needs

This initial interview will help us understand your unique situation and, for you to learn about us; to ask questions about what we do and how we can help you. Then, we can mutually assess your needs and our capabilities to see if there is a good fit!

Click here to subscribe
SPECIAL REPORT for 2023

Crucial tax changes and updates that will impact individuals and businesses in 2023.

Key Topics We Cover in this Special Report:

  • Alert: A Massive New FinCEN Filing Requirement Is Coming
  • $80 Billion to the IRS: What It Means for You
  • New Law Improves Energy Tax Benefits for Business Owners and Landlords
  • Buying an Electric Vehicle? Know These Tax Law Changes
  • Get Ready to Say Goodbye to 100 Percent Bonus Depreciation