The 4 Essential Element

Retirement Planning

Our unique and proprietary systems and services will take you from where you are today, to your Financial Independence Day, so you can begin to live the life you really want.  Select any of the headings below to learn more about them now.

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The 4x4 Financial Independence Plan ˢᵐ

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The Smart 401(k) Supercharger ˢᵐ

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The Smart College Cost Eliminator ˢᵐ

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The Smart Debt Eliminator/Credit Builder System ˢᵐ

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The Smart Investment Property Evaluator ˢᵐ

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The Smart Mortgage Paydown Accelerator ˢᵐ

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The Smart Social Security Maximizer/Retirement Healthcare Estimator ˢᵐ

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Annuities

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Coaching and Consulting

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Delaware Statutory Trusts

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Insurance-Disability

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Insurance-Life

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Mortgages-Forward

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Mortgages-Reverse

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Notes

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Real Estate Rentals (Direct)

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Real Estate Rentals (Partnerships & Syndications)

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Securities (Stocks & Bonds)

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Browse All Retirement Planning Articles, Videos, Podcasts

2020 Portfolio Review and Market Update

2020 Portfolio Review and Market Update

Retirement Planning As an Independent Fiduciary Advisory, we at Lifetime are very proud to work with Synergy Financial Management as our primary investment management firm.  We are also fortunate to have Synergy’s President, Joe Maas, serve as our CIO. Periodically,...

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Social Security Changes Could Come As Soon As This Year

Social Security Changes Could Come As Soon As This Year

Retirement Planning Amanda Chase, Horsemouth Assistant EditorNewly elected President Joe Biden has a tall list of priorities in his first days in office, with stemming the pandemic chief among them. But experts expect one issue he promised to deal with in his...

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Key Planning & Investment Deadlines Winter 2021

Key Planning & Investment Deadlines Winter 2021

Financial GuidesDo you know what days the market closes for 2021? Or when different tax forms are due? Or when the various enrollment periods for Medicare and health insurance begin and end? Each year brings with it a host of new dates, deadlines, and observances to...

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Healthy Financial Habits for Couples

Healthy Financial Habits for Couples

Relationships take work. Having a financial plan that you share with your spouse will reduce friction and help align your goals. Here are a few health financial habits for couples. You May Also Like...

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Monthly Client Newsletter December 2020

Monthly Client Newsletter December 2020

Wrapping up 2020 It’s a new year!  How did you do with your year-end tax planning?  Let’s review some questions and important tax strategies that you might still be able to take advantage of now and start the new year off right by implementing these tax strategies...

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2021 Key Financial Data

2021 Key Financial Data

Financial Guides Happy New Year to you and your family! I hope you and your family had a safe and healthy holiday season, leaving you recharged to move full steam ahead into 2021. As we enter a new year, it’s a good time to review your tax plan in light of changes to...

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Disposable vs. Discretionary Income

Disposable vs. Discretionary Income

What's the difference between disposable income and discretionary income? "How much disposable income do you have?" Doesn't mean income you can throw away.You May Also Like...

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Financial Fitness for the New Year

Financial Fitness for the New Year

Are you financially fit? New Year's resolutions often revolve around physical fitness. But financial fitness is just as important. Here are 4 quick tips to get you started. You May Also Like...

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