The 4 Essential Element
Retirement Planning
Our unique and proprietary systems and services will take you from where you are today, to your Financial Independence Day, so you can begin to live the life you really want. Select any of the headings below to learn more about them now.
The 4x4 Financial Independence Plan ˢᵐ
The Smart 401(k) Supercharger ˢᵐ
The Smart College Cost Eliminator ˢᵐ
The Smart Debt Eliminator/Credit Builder System ˢᵐ
The Smart Investment Property Evaluator ˢᵐ
The Smart Mortgage Paydown Accelerator ˢᵐ
The Smart Social Security Maximizer/Retirement Healthcare Estimator ˢᵐ
Annuities
Coaching and Consulting
Delaware Statutory Trusts
Insurance-Disability
Insurance-Life
Mortgages-Forward
Mortgages-Reverse
Notes
Real Estate Rentals (Direct)
Real Estate Rentals (Partnerships & Syndications)
Securities (Stocks & Bonds)
BLOG
Browse All Retirement Planning Articles, Videos, Podcasts
2020 Portfolio Review and Market Update
Retirement Planning As an Independent Fiduciary Advisory, we at Lifetime are very proud to work with Synergy Financial Management as our primary investment management firm. We are also fortunate to have Synergy’s President, Joe Maas, serve as our CIO. Periodically,...
New Advisor Authority Study Reveals COVID’s Impact on Women Investors
Retirement PlanningAmanda Chase, Horsemouth Assistant EditorWomen are concerned about the impact of the COVID-19 pandemic on their finances and the resulting uncertainty can make planning for the future—and their retirement—more difficult. For several consecutive...
Social Security Changes Could Come As Soon As This Year
Retirement Planning Amanda Chase, Horsemouth Assistant EditorNewly elected President Joe Biden has a tall list of priorities in his first days in office, with stemming the pandemic chief among them. But experts expect one issue he promised to deal with in his...
Key Planning & Investment Deadlines Winter 2021
Financial GuidesDo you know what days the market closes for 2021? Or when different tax forms are due? Or when the various enrollment periods for Medicare and health insurance begin and end? Each year brings with it a host of new dates, deadlines, and observances to...
Healthy Financial Habits for Couples
Relationships take work. Having a financial plan that you share with your spouse will reduce friction and help align your goals. Here are a few health financial habits for couples. You May Also Like...
Monthly Client Newsletter December 2020
Wrapping up 2020 It’s a new year! How did you do with your year-end tax planning? Let’s review some questions and important tax strategies that you might still be able to take advantage of now and start the new year off right by implementing these tax strategies...
2021 Key Financial Data
Financial Guides Happy New Year to you and your family! I hope you and your family had a safe and healthy holiday season, leaving you recharged to move full steam ahead into 2021. As we enter a new year, it’s a good time to review your tax plan in light of changes to...
Disposable vs. Discretionary Income
What's the difference between disposable income and discretionary income? "How much disposable income do you have?" Doesn't mean income you can throw away.You May Also Like...
Financial Fitness for the New Year
Are you financially fit? New Year's resolutions often revolve around physical fitness. But financial fitness is just as important. Here are 4 quick tips to get you started. You May Also Like...