Financial Edification

Educational Articles

Below you will find a list of articles, videos, and audio podcasts. They are listed in chronological order. Use the search box on the top of this page to find information on specific topics.

Income Crisis

Income Crisis

We are used to talking about job losses in the midst of a recession. That’s a measurement we’ve seen before. But there’s a new indicator in the spotlight, income loss, and it may just tell us more.  Many employers are choosing to hold off layoffs as long as possible...

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6 Wealth & Success Lessons from The Ultimate Gift

6 Wealth & Success Lessons from The Ultimate Gift

The Smart Estate Planning NewsletterDiscover what it means to be wealthy or successful. If you’re like most, it takes a few hard knocks to understand what life truly has to offer. Several years ago at the Berkshire Hathaway annual shareholders meeting in Omaha, Neb.,...

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The Smart Tax Planning Newsletter July 2020

The Smart Tax Planning Newsletter July 2020

The Smart Tax Planning NewsletterEvery month we provide you with a fairly detailed review of several important Tax Topics. Scan through the highlighted topics noted below. This Month's Edition Includes: Government Clarifies PPP Loan Forgiveness for the Self-Employed...

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CFA and CFP Key Differences

CFA and CFP Key Differences

Professional certifications and designations can open a lot of career doors. Two popular ones in the financial world sound very similar: the Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA).  They both require a lot of study and mean very...

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The Amazing Benefits of Real Estate Depreciation

The Amazing Benefits of Real Estate Depreciation

Financial IndependenceA Better PerspectivePodcastEpisode 8Presented by Lance Edwards and Randy LuebkeIn this episode of "Financial Independence - A Better Perspective", Lance and Randy give an overview of the amazing benefits of depreciating real estate assets....

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Protect Your Assets With A Family Bank

Protect Your Assets With A Family Bank

The Smart Estate Planning NewsletterOne of the biggest drains on your account may not be the market but rather family requests for money that may never be repaid. Preserve assets—and emotional health—by setting up a “family bank” where loan requests are reviewed,...

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Second Stimulus Coming Into Focus

Second Stimulus Coming Into Focus

We’ve known for months that the CARES Act would not be the only round of stimulus necessary to bring the US economy through the current crisis. The second round of stimulus is now beginning to come into focus.Related Article from Forbes:  Stimulus Checks May Be Less...

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How To Start The Family Caregiving Discussion

How To Start The Family Caregiving Discussion

The Smart Estate Planning NewsletterNobody looks forward to discussing finances and elder care with their parents, but every family needs to do it. These tips will help you start the conversation now and get a plan in place before you urgently need it.Most of us have...

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Alternatives to the 1031 Exchange

Alternatives to the 1031 Exchange

Financial IndependenceA Better PerspectivePodcastEpisode 7Presented by Lance Edwards and Randy LuebkeA 1031 Exchange allows capital gains taxes to be deferred when you sell income producing real estate. This powerful strategy protects your real estate investments from...

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June 2020 Jobs Report

June 2020 Jobs Report

The economy is showing strong signs of recovery! The June jobs report adds to the surprisingly good results from May. The industries hardest hit by the lockdown are bringing their workers back. Related Article: What Does The June Jobs Report Tell Us About The...

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