The 4 Essential Element

Estate Planning

We look at our financial life in two phases; one while we are living and the other when we are not. We refer to these two phases as, your life and your legacy. Think of estate planning as asset protection once you are no longer physically able to make choices and decisions. The goal of estate planning is to ensure that what you will always be in control of your wealth, while you are still living and after you have passed on.

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The 4x4 Financial Independence Plan ˢᵐ

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The Smart Legacy Plan Organizer ˢᵐ

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Charitable Trusts & Annuities

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Deferred Sales Trusts

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Micro-Captive Insurance Companies

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No-Load Annuities

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Retirement Plans (Company Sponsored) Pension & Profit Sharing Plans - The Super(k)

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Retirement Plans (Self-Directed) IRA's, 401(k)'s, SEP's, SIMPLE's, Roth's

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Annuities

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Coaching and Consulting

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Delaware Statutory Trusts

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Insurance-Disability

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Insurance-Life

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Insurance-Long Term Care

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Mortgages-Forward

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Mortgages-Reverse

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Real Estate Rentals (Direct)

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Real Estate Rentals (Partnerships & Syndications)

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Browse All Estate Planning Articles, Videos, Podcasts

8 Ideas That Help You Manage a Financial Windfall

8 Ideas That Help You Manage a Financial Windfall

Estate PlanningHave you ever dreamed of winning the lottery or inheriting a large sum of money?  Most people have, at a minimum, thought about it.  The interesting thing is that, even if you were to “hit the jackpot”, often riches that fall into our hands can...

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Intergenerational Transfers: Helping Adult Children

Intergenerational Transfers: Helping Adult Children

Estate PlanningWhen a parent is considering giving or lending a child money, the key question is whether it’s empowering or enabling. You need to structure a transfer that is best for both generations.When my older daughter Meredith bought a house in Portland, Oregon,...

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Financial Planning for the Generations

Financial Planning for the Generations

Estate PlanningIn most families, the needs and interests of family members overlap. Even if your money is separate, planning needs to happen for all.It is normal, when working with your financial advisor, to focus on the needs of your immediate family. If you are a...

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Tax Considerations When a Loved One Passes Away (Part 2)

Tax Considerations When a Loved One Passes Away (Part 2)

Estate PlanningA financially comfortable loved one has passed away. In this year of seemingly endless bad news, that's not an uncommon situation—sad but true. The now-deceased loved one may have been single or married and may have been a relative or not. In any case,...

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Tax Considerations When a Loved One Passes Away (Part 1)

Tax Considerations When a Loved One Passes Away (Part 1)

Estate PlanningA financially comfortable loved one has passed away. In this year of seemingly endless bad news, sadly, that’s not an uncommon situation. The now-deceased loved one may have been single or married, and may or may not have been a relative. In any case,...

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Monthly Client Newsletter December 2020

Monthly Client Newsletter December 2020

Wrapping up 2020 It’s a new year!  How did you do with your year-end tax planning?  Let’s review some questions and important tax strategies that you might still be able to take advantage of now and start the new year off right by implementing these tax strategies...

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2021 Key Financial Data

2021 Key Financial Data

Financial Guides Happy New Year to you and your family! I hope you and your family had a safe and healthy holiday season, leaving you recharged to move full steam ahead into 2021. As we enter a new year, it’s a good time to review your tax plan in light of changes to...

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