by Randy Luebke | Feb 3, 2017 | 1-Financial Independence Planning, 3-Establish Reserves, Annuities, Blog Posts, Financial Edification, Insurance, Life Insurance, Long-term Care Insurance, Products, The 4 Sequential Steps, The 4x4 Financial Independence Plan
Establishing significant liquid cash reserves is the 3rd step of the 4x4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your achieving and maintaining your Financial Independence. Why? We need...
by Randy Luebke | Jan 31, 2017 | 1-Financial Independence Planning, 1-Optimize Everything, 4-Invest for Independence, Blog Posts, Financial Edification, Securities
I’ve incorporated a new tool that I would like you to try called OnPointe Risk Analyzer. The essence of the program is to evaluate your overall level of acceptable investment risk. Below is a link to take the assessment (It will take less than 5 minutes to...
by Randy Luebke | Jan 30, 2017 | 1-Financial Independence Planning, 1-Optimize Everything, 4-Invest for Independence, 4-Tax Planning, Blog Posts, Financial Edification, Life Insurance, Securities, The 4 Essential Elements, The 4 Sequential Steps, The 4x4 Financial Independence Plan
The Cash Balance Plan is a retirement plan designed to primarily benefit older and/or highly compensated business owners and highly valued employees. Unlike a traditional 401k or IRA plans that limit one’s tax-deferred contributions to relatively small amounts,...
by Randy Luebke | Dec 19, 2016 | 1-Financial Independence Planning, 1-Optimize Everything, 2-Eliminate Debt, Blog Posts, Financial Edification, The 4 Essential Elements, The 4 Sequential Steps, The 4x4 Financial Independence Plan
Our unique and proprietary financial planning system, The 4×4 Financial Independence Plan sm is comprised of 4 essential elements and 4 sequential steps as follows: The 4 Essential Elements The 4 Sequential Steps The focus of this posted is on Step #2 of this...
by Randy Luebke | Sep 1, 2016 | 1-Optimize Everything, 3-Establish Reserves, Blog Posts, Financial Edification, Insurance, Life Insurance, The 4 Sequential Steps, The 4x4 Financial Independence Plan
Establishing significant liquid cash reserves is the 3rd step of the 4×4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your Financial Independence. Why? We need cash reserves for two reasons: When...
by Randy Luebke | Mar 23, 2016 | Blog Posts, Events
Are you are fed-up with Wall Street and want to invest in Main Street? Do you want more control over your retirement? If the answer is “yes”, then Self-Directed IRA, 401(k) are strategies that you will want to seriously consider. While these strategies...
by Randy Luebke | Mar 23, 2016 | 3-Estate Planning, 4-Tax Planning, Blog Posts, Financial Edification, The 4 Essential Elements, The 4x4 Financial Independence Plan
In a recent study, we found that nearly 75% of tax & financial advisors use trusts for “Legacy Planning” initiatives. While trusts are an important tool for transferring wealth to future generations, tax rates for trust income are very high. As of the date of...
by Randy Luebke | Mar 22, 2016 | 1-Financial Independence Planning, 1-Optimize Everything, 2-Asset Protection, 4-Invest for Independence, Annuities, Blog Posts, Financial Edification, Products, The 4 Essential Elements, The 4x4 Financial Independence Plan
Certificates of deposit (CDs) are intended for the ultra-conservative investor. Why are they appealing to so many? They are touted as the “safe” investment option with essentially no risk as they are not tied to the stock market. However, how “safe” are they really...
by Randy Luebke | Feb 15, 2016 | Blog Posts, Cybersecurity, Life Experiences
The fact is that by now most everyone in the United States, literally every man, woman and child’s private information has been compromised. The massive security breaches at some of the nation’s largest retailers, financial institutions, employers and...
by Randy Luebke | Dec 15, 2015 | Blog Posts
When seeking to locate and acquire rental income property many people focus on the numbers; mostly considering the rents and the associated expenses. Real estate, however, is a multi-dimensional product. Beyond the income and expense are the bricks and mortar, as...
