Services

The Smart Mortgage Paydown Accelerator ℠

Payoff your mortgage faster without changing your spending habits! And save thousands of dollars on mortgage interest expenses.

Pay Off Quicker

Use the bank’s money to pay off your mortgage years ahead of schedule.

Save

Save thousands of dollars in unnecessary interest expense.

Software

Use a proprietary software or app to create your plan. 

Benefits

Most people want to pay off their mortgage as quickly as possible because they don’t want to incur the interest expense of long-term debt. Or, they just don’t like having the debt hanging over them, especially when going into retirement.

Many people do not want to refinance into a short-term loan because they do not want to incur the expense or experience the hassle of refinancing. In addition, sometimes they may not qualify for a new loan based on their income or due to insufficient equity in the property.

Or perhaps they already have a low mortgage rate, and they do not want to give it up.

The Smart Mortgage Paydown Accelerator ˢᵐ makes use of every available dollar every day to reduce the cost of mortgage interest, converting no/low interest earning bank accounts into money-saving, accelerated mortgage reduction tools.

The Smart Mortgage Paydown Accelerator ˢᵐ will accelerate mortgage principal reduction without any of the issues associated with refinancing.

With The Smart Mortgage Paydown Accelerator ˢᵐ you will gain access to our proprietary software or app (on the device of your choice) to keep track of your specialized reports and more. Available on iOS, Android, and Windows Phones.

The Smart Mortgage Paydown Accelerator ˢᵐ includes an educational resource book designed to accompany this special plan and provide all necessary details to implement the strategy.

Similar programs are sometimes sold for more than $4,000!

With The Smart Mortgage Paydown Accelerator ˢᵐ, you can create a plan for your future, NOW!

The Process

The Smart Mortgage Paydown Accelerator ˢᵐ is a combination of personalized coaching and Home Equity Acceleration Program (H.E.A.P.)

H.E.A.P. stands for Home Equity Acceleration Program. It is a dynamic new financial plan that enables you to pay off your home mortgage early without changing your normal spending habits. There is no downside and no risk.  It can help you pay off your mortgage 5, 10, or even 15 years early!

First, to help get you started with The Smart Mortgage Paydown Accelerator ˢᵐ program, you will begin with an initial 30-minute consultation with a Certified H.E.A.P. Advisor.

Next, with The Smart Mortgage Paydown Accelerator ˢᵐ, you will be given access to the H.E.A.P., where you will build out your H.E.A.P. plan.

You will be provided with training on how to use the H.E.A.P. software and you will receive a copy of the H.E.A.P. e-book.

Next, you will have a 30-minute personalized coaching session with one of our Certified H.E.A.P. Advisors. And finally, you will set up a HELOC.

Use the Bank’s Money

Use the bank’s money to make use of every dollar, every day. 

What You Get:

N

Personal Consultations with Certified Fiduciary Advisor.

N

Make use of every dollar to payoff your mortgage faster, WITHOUT changing your spending habits.

N

Access to a proprietary software and app.

N

Two e-Books.

M

Optional implementation for additional coaching is available. Contact us for more information.

Let’s Get Moving!

Enroll Today

Enroll now to get started with The Smart Mortgage Paydown Accelerator ˢᵐ.  Discover a better, smarter, safer way to pay down your mortgage faster!

Optional implementation for additional coaching is available. Contact us for more information.

Is The Smart Mortgage Paydown
Accelerator ˢᵐ system right for you?

Contact us to schedule a complimentary 15-minute interview. This initial interview will help us understand your unique situation and, for you to learn about us; to ask questions about what we do and how we can help you. Then, we can mutually assess your needs and our capabilities to see if there is a good fit!

What Is Your Home Worth?

To learn more about your home net worth, check out The Smart Mortgage Minimizer ˢᵐ which uses AI intelligence to track your home value and protect the equity in your home while helping you achieve financial goals and grow your net worth. 

Featured Newsletters

Social Security, Medicare, and HSAs

Retirement PlanningBy Elaine Floyd, CFPIf your employer health plan is a health savings account (HSA) paired with a high-deductible health plan (HDHP), you may have a problem when you turn 65.Why? Because once you enroll in Medicare at 65, you (or your employer) may...

4 Keys to the Millennial Balancing Act of Paying Off Student Debt and Saving for Retirement

Retirement PlanningBy Debra Taylor, CPA/PFS, JD, CDFAThe financial puzzle for millennials: What’s the best way to pay off student debt while saving toward retirement? Here are four steps to a sustainable planMillennials really like the idea of retiring early. In fact,...

2024 Key Financial Data Guide

Financial GuidesAs we step into the new year, it's wise to review your tax plan in light of recent changes. Our 2024 Key Financial Data Guide is your go-to resource, providing quick access to this year’s critical figures covering Social Security, taxes, health...

2024 Social Security Quick Reference Guide

Financial GuidesHappy New Year! As we usher in 2024, we sincerely wish you a year marked by a robust economic recovery and continued prosperity. In our ongoing commitment to providing valuable resources for your financial well-being, we are thrilled to present our...

2024 Retirement Calendar Checklist

Financial GuidesHappy New Year! I hope you and your family had a joyous and safe holiday and made many warm memories. I also hope that 2024 brings you a strong economic recovery. Do you know that retirement involves a lot more paperwork and deadlines than most people...

2024 Health Care Quick Reference Guide

Financial GuidesCertain birth dates represent crucial milestones that affect your overall financial and retirement plans. Applying for Medicare by age 65 (unless you're covered by a group plan) is one of those milestones. If you or someone you know is approaching age...

2024 Key Planning & Investment Deadlines for Q1

Financial GuidesDo you know what days the market closes for 2024? Or when different tax forms are due? Or when the various enrollment periods for Medicare and health insurance begin and end?  Each year brings with it a host of new dates, deadlines, and observances to...

What if I keep working? How will it impact my Social Security Benefits?

Retirement PlanningClients with an understanding of the correlation between earnings and benefits often inquire their benefit will be affected if they keep working. Specifically, they question whether claiming their benefit locks the amount (except for annual COLAs)...

What’s Your Money Archetype?

Retirement PlanningThere are eight common money behavior patterns or “archetypes” battling it out in every investor. Being aware of your unconscious attitudes and behaviors toward money can give you an edge in managing your finances.Have you ever had a friend who blew...

Last Chance Financial Planning Checklist 2023

Financial GuidesOften our financial picture and plan changes from year to year. Changes in different areas of your life can impact that overall plan. It is important to note and discuss these changes each year to ensure you are still on track for your financial goals....