The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ℠

Maximize the social security benefits you receive and implement a better, smarter, safer way to pay for the costs of your healthcare during retirement. 

Listen To This Important Message

What’s at stake?


The difference between a good decision and a poor one is often surprising. Let us help you make the best decision.



What if I live longer than average?


What if my spouse lives longer than average?


What if we both live longer than average?


The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ programs could have a profound impact on the potential Social Security income that you could receive over your lifetime.

Our analyses will provide you with detailed and specific instructions that will assist you in implementing the optimal Social Security claiming strategies that could maximize your potential Social Security benefits over your lifetime.

With so many potential Social Security claiming strategies from which to choose, it is virtually impossible to make an informed decision without the assistance of a detailed analysis like The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ. This report has analyzed all the contributions you have made and/or will continue to make into Social Security during your working years. Then, adjusting for inflation and your estimated life expectancy, the optimal claiming strategy is calculated for you.

The good news is that we are living longer. The bad news is that living longer is expensive due to the ever-increasing costs of healthcare. While the total cost of healthcare can be shocking, the fact is that knowing this today will allow you to make some simple changes to your retirement planning to ensure that you will have the money you need if and when you need it to address these costs. The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ is equally valuable in helping you to recognize the likely costs of healthcare you could experience during your retirement.


DId you know…


Every year, 73.7% of seniors make massive mistakes on their Social Security claims, leaving on average $9,201 UNCLAIMED because they don’t understand the rules and the most effective claiming strategies available.


Social Security employees cannot give advice on how to increase monthly benefits.


There are literally hundreds of choices and options available to you when you apply for your Social Security benefits.


The choices and decisions you make when applying for your Social Security benefits are generally permanent and cannot be changed or undone.


Making the optimal choices when applying for Social Security benefits can increase the amount of money you could receive over your lifetime by hundreds of thousands of dollars?

Get Started

Enroll now to get started with The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ.  Discover a better way to maximize your social security benefits, and implement and better, smarter, safer way to pay for healthcare during retirement.

What You Get:


Initial consultation with Fiduciary Advisor


Provide you with detailed analysis of Social Security benefit options that may be available to you


Help making informed decisions as to the optimal claiming strategy, which is more complicated for married persons


Estimate out-of-pocket costs of healthcare over retirement and advise on strategies


Will continue to review decisions and strategies implemented and advise on adjustments needed based on changes, such as changes to the law, taxes, and your health and family situation

Let’s Get Moving!

Enroll Today

Check out to get started. If you follow the program, we can guarantee you will benefit from this service. 

[email protected]

Featured Newsletters

Rules for Divorced-Spouse Benefits

Retirement Planning:  Social SecurityRules for Divorced-Spouse Benefits In order to qualify for a divorced-spouse benefit a person must: Be finally divorced from the worker on whose record benefits are being claimed Have been married for over 10 years Be currently...

Inflation Update February 2023

Retirement Planning:  SecuritiesJoseph Maas, Synergy Asset ManagementCPI Components Before diving deeper into what CPI means beyond an increase (or decrease) in prices, it’s important to understand exactly what CPI tracks. The three largest categories, which account...

A Securities Market Update for You – January 2023

Retirement Planning:  SecuritiesJoseph Maas, Synergy Asset ManagementMarket highlights Inflation appears to be diminishing, but the FOMC is expected to raise interest rates a quarter-point at this month's meeting. Because lending rates have increased, housing sales...

2023 Retirement Calendar Checklist

Financial Guides Have you ever stopped to think about all of the paperwork and deadlines involved in retirement? Most of us assume we will be traveling and enjoying our grandkids, not recognizing the work that needs to be done beforehand. So, I want to provide you...

Winter 2023 Key Financial Deadlines

Financial Guides Do you know what days the market closes for 2023? Or when different tax forms are due? Or when the various enrollment periods for Medicare and health insurance begin and end? Each year brings with it a host of new dates, deadlines, and observances to...

2023 Key Financial Data Guide

Financial Guides Happy New Year to you and your family! I hope you and your family had a safe and healthy holiday season. I hope 2023 brings good fortune and health to you all. Today, I'm providing you with a very handy reference guide to help with your finances for...

Last-Minute Year-End Tax Deductions for Existing Vehicles

Tax PlanningIt's time to examine your existing business and personal (yes, personal) cars, SUVs, trucks, and vans for some profitable year-end business tax deductions.In this article, first we will look at your prior and existing business vehicles that you or your...

A Handy Checklist for Year-End Planning

Retirement PlanningThe holidays are a busy time of year. Shopping, family events, company holiday parties and more may dot your calendar. But we strongly suggest that you carve out some time for year-end financial planning so that you will be better positioned as the...

2022 Last-Chance Financial Planning Checklist

Financial Guides It’s that time of year again when I like to send out my Last-Chance Financial Planning Checklist to all my family, friends, and clients. It’s a quick way to determine if you need to take actions before year-end. It’s a small checklist with some BIG...

Last Minute Retirement Reminder

Retirement PlanningThe clock continues to tick. Your retirement is one year closer. You have time before December 31 to take steps that will help you fund the retirement you desire. Here are four things to consider. Establish Your 2022 Retirement Plan First, a...