The Smart Social Security Benefits Maximizer / Retirement Healthcare Expense Estimator ℠

Maximize the social security benefits you receive and implement a better, smarter, safer way to pay for the costs of your healthcare during retirement. 

Listen To This Important Message

What’s at stake?


The difference between a good decision and a poor one is often surprising. Let us help you make the best decision.



What if I live longer than average?


What if my spouse lives longer than average?


What if we both live longer than average?


The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ programs could have a profound impact on the potential Social Security income that you could receive over your lifetime.

Our analyses will provide you with detailed and specific instructions that will assist you in implementing the optimal Social Security claiming strategies that could maximize your potential Social Security benefits over your lifetime.

With so many potential Social Security claiming strategies from which to choose, it is virtually impossible to make an informed decision without the assistance of a detailed analysis like The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ. This report has analyzed all the contributions you have made and/or will continue to make into Social Security during your working years. Then, adjusting for inflation and your estimated life expectancy, the optimal claiming strategy is calculated for you.

The good news is that we are living longer. The bad news is that living longer is expensive due to the ever-increasing costs of healthcare. While the total cost of healthcare can be shocking, the fact is that knowing this today will allow you to make some simple changes to your retirement planning to ensure that you will have the money you need if and when you need it to address these costs. The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ is equally valuable in helping you to recognize the likely costs of healthcare you could experience during your retirement.


DId you know…


Every year, 73.7% of seniors make massive mistakes on their Social Security claims, leaving on average $9,201 UNCLAIMED because they don’t understand the rules and the most effective claiming strategies available.


Social Security employees cannot give advice on how to increase monthly benefits.


There are literally hundreds of choices and options available to you when you apply for your Social Security benefits.


The choices and decisions you make when applying for your Social Security benefits are generally permanent and cannot be changed or undone.


Making the optimal choices when applying for Social Security benefits can increase the amount of money you could receive over your lifetime by hundreds of thousands of dollars?

Get Started

Enroll now to get started with The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator ˢᵐ.  Discover a better way to maximize your social security benefits, and implement and better, smarter, safer way to pay for healthcare during retirement.

Featured Newsletters

Tax-Smart Strategies to Pay for College

Tax PlanningA special report by the Bradford Tax InstituteIn this newsletter we review: How Are 529 College Savings Account Withdrawals Taxed? Child's College: Use a 529 Plan or Tap Your Roth IRA? Tax-Smart College Savings Strategies for Parents Paying for College—a...

9 Reasons Why This is Not 2008 All Over Again & Why a Big Correction in Home Values is Not Likely to Occur Soon

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Spring 2022 Key Financial Planning & Investment Deadlines Checklist

Financial GuidesSpring is here! As some of you may or may not know, every quarter I like to send my clients, family, and friends all the key financial deadlines heading our way over the next three months. Of course, there is the April 15th tax deadline this quarter,...

Essential Tax Tips for IRAs

Tax PlanningDenise Appleby, APA, CISP, CRC, CRPS, CRSPWoe to the taxpayer who runs afoul of the numerous and confusing IRA rules. There are forms to file, contributions to make, distributions to take, and penalties to avoid. While corrections are possible, it's best...

How College 529 Savings Account Withdrawals Are Taxed & Why You May NOT Want to Use a 529 Plan Altogether

Tax Planningby the Bradford Tax InstituteSection 529 college savings plans have been around long enough that withdrawals are now commonplace. You may be ready to take one. The big advantage of 529 plans is that qualified withdrawals are always...

New Retirement Rules – What you need to know about the SECURE Act

Financial GuidesThere have been some major retirement rule changes following the passage of the SECURE Act and you may have questions on what it means for your retirement plans. Our "New Retirement Rules: SECURE Act of 2019" reference guide, offers an overview of the...

The Smart Tax Planning Newsletter January 2022

Tax PlanningEvery month we provide you with a fairly detailed review of several Important Tax Topics. Scan through the highlighted topics noted below.  In This Month's Newsletter We Review: Is Your Sideline Activity a Business or a Hobby? Self-Directed IRAs Using a...

Winter 2022 Key Financial Planning & Investment Deadlines Checklist

Financial GuidesDo you know what days the market closes for 2022? Or when different tax forms are due? Or when the various enrollment periods for Medicare and health insurance begin and end? Each year brings with it a host of new dates, deadlines, and observances to...

2022 Retirement Calendar Checklist

Financial GuidesThis Checklist gives you the guidance you need on taxes, Social Security, Medicare, retirement account distributions, year-end tasks, and more. It compiles multiple deadlines and tasks in a simple month-by-month format to help you see at a glance what...

2022 Key Financial Data Guide

Financial GuidesThe 2022 Key Financial Data reference guide puts many important financial numbers right at your fingertips—in a simple graphic format. Organize your finances at your convenience without having to search the internet for numbers on tax brackets,...