Podcast

Financial Independence Now Podcast

Today’s retirement is about obtaining financial independence. Financial Independence Now provides you with strategies to help you to achieve your financial independence in a better, smarter, safer way.

Episode 11

Budgeting for Dummies

In this episode, I dive into one of the most crucial yet challenging aspects of financial planning – budgeting. I introduce a practical strategy to simplify the process, known as the “false scarcity” method, and explain how to categorize expenses into essentials and lifestyle.

Episode 10

Roth Math

In this episode of The Financial Independence Now podcast we debunk several common myths and misinformation surrounding Roth conversions.  We call this “Roth Math” and most people don’t understand it. 

Episode 9

The Four Sequential Steps

In this episode, Randy Luebke, takes you through the four sequential steps to achieve financial independence. Randy breaks down each step and highlights why people often fail to reach financial independence when they skip these essential stages. 

Episode 8

The Four Essential Elements

In this episode of the Financial Independence Now podcast, Randy Luebke introduces the concept of The 4 Essential Elements as part of The 4×4 Financial Independence Plan. 

Episode 7

Discipline vs Desire

In this episode, we unravel a powerful truth: Discipline alone isn’t enough to sustain you on the path to achieving your most cherished goals. Discipline can get you started, but in the long run, you are going to need more than discipline to see you through to the end when you are trying to achieve almost any worthy goal.

Episode 6

What is a Fiduciary

In this episode, we dive into the often-misunderstood world of financial advisors, and the distinction between fiduciary and non-fiduciary advisors. In this eye-opening presentation, we will help you to understand the very important differences between these two groups, and why recognizing those differences is so very important to you.

Episode 5

The Three States of Money

In this episode, you will learn all about the three states of money.  You will learn what each state means and how understanding this principle will help you to be a better steward of your money.

Episode 4

The Penny Story

In this episode, Randy explores the concept of attaining financial independence by teaching you how to turn one penny into millions of dollars in just one month. He’ll take you on a journey through “The Penny Story”, which explains how a penny that doubles every day for just one month can be worth over $5 million. While this strategy is hard to believe, it is also very real due to the power of compounded interest.

Episode 3

The Perfect Investment

Are you searching for the perfect investment that will pave your way to financial independence?  In this latest episode of Financial Independence Now, host Randy Luebke introduces you to the elusive “perfect investment.”

Episode 2

My 3 Favorite Investments

Discover the path to becoming Financially Independent; “When the assets you have provide the income you need to live the life you want, and work is no longer a requirement, it’s an option.  Join host, Randy Luebke, in this exciting episode of the Financial Independence Now Podcast as he shares his top 3 favorite investments.

Episode 1

What is Financial Independence?

This is the inaugural episode of “Financial Independence Now”. In this episode, Randy Luebke discusses the keys to achieving financial independence, something he calls Retirement 2.0.  You see, retirement today is very different than it was for your parents or grandparents.  Their retirement plan, or Retirement 1.0, generally meant they would work for one company their entire life. Then, once they stopped working, they were done working altogether.