Helping my clients to plan for their retirement (or Financial Independence as I prefer to call it) is complicated.  No one knows what the future will hold, however, funding your lifestyle almost always takes more money than one thinks.  In fact one of my favorite authors, Carl Richards, says that a traditional financial plan simply makes a bunch of assumptions and then wants you to wait a long time to see if they were correct.  The biggest problem with that model is, of course, what if you were wrong?

Providing our clients with “certainty” is our number one goal.  I cannot predict one’s longevity, however, the one thing I can and do want to ensure is that you will never run out of money during your lifetime.  While there are a number of unique and proprietary tools and strategies I use to accomplish that goal, one basic tool is an annuity.

Below is a link to a study done by Genworth Financial called “Seeing The Future”.  It is a quick read yet very insightful.  Please click on the link below to download a copy and forward this post on to all of you family, friends and associates so they can download it as well.

Download: Seeing the Future

It’s a Good Life!

 

 

 

Randall A. Luebke RMA, RFC

[email protected]

www.LifetimeParadigm.com

Investment Advisory Services are offered through Lifetime Financial, Inc., a Registered Investment Advisory. Insurance and other financial products and services are offered through Lifetime Paradigm, Inc. or Lifetime Paradigm Insurance Services. Neither Lifetime Financial, Inc. nor Lifetime Paradigm, Inc., or its associates and subsidiaries provide any specific tax or legal advice. Only guidance is provided in these areas. For specific recommendations please consult with a qualified, licensed Advisor. Past performance is no guarantee of future results. Your results can and will vary. Investments are subject to risk, including market and interest rate fluctuations. Investors can and do lose money and, unless otherwise noted, they are not guaranteed. Information provided is for educational purposes only and is not intended for the sale or purchase of any specific securities product, service or investment strategy. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER, TAX PROFESSIONAL, OR ATTORNEY BEFORE IMPLEMENTING ANY STRATEGY OR RECOMMENDATION DISCUSSED HEREIN.

This message is intended for the use of the individual or entity to which it is addressed and may contain information that is privileged, confidential and exempt from disclosure under applicable law. If you are not the intended recipient, any dissemination, distribution or copying of this communication is strictly prohibited. If you think you have received this communication in error, please notify us immediately by reply e-mail or by telephone (800) 810-1736 and delete the original message.

This notice is required by IRS Circular 230, which regulates written communications about federal tax matters between tax advisors and their clients. To the extent the preceding correspondence and/or any attachment is a written tax advice communication, it is not a full "covered opinion." Accordingly, this advice is not intended and cannot be used for the purpose of avoiding penalties that may be imposed by the IRS.