The 4 Essential Element

Asset Protection

Our asset protection strategy is to create barriers, boundaries, and safety nets to protect you and those your care about most.  Most asset protection plans fall short because, while your assets include stocks, bonds and real estate, for many their single biggest asset will be their ability to earn an income over their lifetime.  This asset needs to be protected too!  Our complete asset protection plan is designed to protect all your assets to give you the peace of mind you really want and need.

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The 4x4 Financial Independence Plan ˢᵐ

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The Smart 3-Tiered Cash-Reserve System ˢᵐ

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The Smart Asset Protection Planner ˢᵐ

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The Smart College Cost Eliminator ˢᵐ

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The Smart Caregiving Planner & Tax Guide System ˢᵐ

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Annuities

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Charitable Trusts & Annuities

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Coaching and Consulting

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Deferred Sales Trusts

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Delaware Statutory Trusts

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Insurance-Disability

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Insurance-Life

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Mortgages-Forward

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Insurance-Long Term Care

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Micro-Captive Insurance Companies

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Mortgages-Forward

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Mortgages-Reverse

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No-Load Annuities

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Real Estate Rentals (Direct)

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Real Estate Rentals (Partnerships & Syndications)

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Retirement Plans - Pension & Profit Sharing Plans - The Super(k)

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Retirement Plans (Self-Directed) IRA's, 401(k)'s, SEP's, SIMPLE's, Roth's

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Browse All Asset Protection Articles, Videos, Podcasts

ETF or Mutual Fund?

ETF or Mutual Fund?

ETFs (Exchange Traded Funds) and Mutual Funds are similar in just enough ways to be confusing. ETF’s popularity is YUGE.  Does that mean they are better than the traditional mutual fund?Related Article from CNBC: ETF assets rise to record $4 trillion and top industry...

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Income Crisis

Income Crisis

We are used to talking about job losses in the midst of a recession. That’s a measurement we’ve seen before. But there’s a new indicator in the spotlight, income loss, and it may just tell us more.  Many employers are choosing to hold off layoffs as long as possible...

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EPISODE 4 – Budgeting Cash Reserves

EPISODE 4 – Budgeting Cash Reserves

Financial IndependenceA Better PerspectivePodcastEpisode 4Presented by Lance Edwards and Randy LuebkeIn this episode of "Financial Independence - A Better Perspective", Lance and Randy discuss the importance of budgeting cash reserves for unexpected emergencies and...

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EPISODE 2 – Working From Home/Cybersecurity

EPISODE 2 – Working From Home/Cybersecurity

Financial IndependenceA Better PerspectivePodcastEpisode 2Presented by Lance Edwards and Randy LuebkeIn this episode of "Financial Independence - A Better Perspective", Lance and Randy discuss the current “stay and work at home” environment and the resulting changes...

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Factors To Consider When Updating Your Insurance Coverage

Factors To Consider When Updating Your Insurance Coverage

The Smart Asset Protection Planning Newsletter With government health care policies always uncertain and the memory of super storms still fresh, now is a good time to review insurance policies coverage, insurance needs, and emergency plans. Insurance coverage tends to...

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Disaster Planning – Steps to Guarding Your Assets

Disaster Planning – Steps to Guarding Your Assets

The Smart Asset ProtectionAs super storms and natural disasters continually remind us, it’s important to have an emergency plan ready to go so when disaster strikes, your most valuable assets are protected.  Financial planning typically involves anticipating future...

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Hack-Proof Your Remote Office Setup

Hack-Proof Your Remote Office Setup

The Smart Asset ProtectionAs COVID-19 continues to spread across the globe, many people find themselves working from home for the first time. While there are many things to get used to when adjusting to remote work, ensuring that your setup is secure should be a top...

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Are Your CD’s Really Safe?

Are Your CD’s Really Safe?

Certificates of deposit (CDs) are intended for the ultra-conservative investor. Why are they appealing to so many? They are touted as the “safe” investment option with essentially no risk as they are not tied to the stock market. However, how “safe” are they really...

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