The 4 Essential Element

Estate Planning

We look at our financial life in two phases; one while we are living and the other when we are not. We refer to these two phases as, your life and your legacy. Think of estate planning as asset protection once you are no longer physically able to make choices and decisions. The goal of estate planning is to ensure that what you will always be in control of your wealth, while you are still living and after you have passed on.

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The 4x4 Financial Independence Plan ˢᵐ

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The Smart Legacy Plan Organizer ˢᵐ

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Charitable Trusts & Annuities

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Deferred Sales Trusts

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Micro-Captive Insurance Companies

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No-Load Annuities

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Retirement Plans (Company Sponsored) Pension & Profit Sharing Plans - The Super(k)

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Retirement Plans (Self-Directed) IRA's, 401(k)'s, SEP's, SIMPLE's, Roth's

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Annuities

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Coaching and Consulting

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Delaware Statutory Trusts

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Insurance-Disability

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Insurance-Life

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Insurance-Long Term Care

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Mortgages-Forward

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Mortgages-Reverse

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Real Estate Rentals (Direct)

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Real Estate Rentals (Partnerships & Syndications)

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Browse All Estate Planning Articles, Videos, Podcasts

Potential Estate Tax Threat?

Potential Estate Tax Threat?

The Smart Estate Planning Newsletter Over the past few decades, federal taxes have generally trended lower.  That era may be coming to an end, especially for well-off individuals. The major factor to consider is that our country might finally be forced to confront the...

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ETF or Mutual Fund?

ETF or Mutual Fund?

ETFs (Exchange Traded Funds) and Mutual Funds are similar in just enough ways to be confusing. ETF’s popularity is YUGE.  Does that mean they are better than the traditional mutual fund?Related Article from CNBC: ETF assets rise to record $4 trillion and top industry...

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The Top 7 Questions for an Effective Beneficiary Audit

The Top 7 Questions for an Effective Beneficiary Audit

The Smart Estate Planning NewsletterThe question of who inherits your assets becomes more important as you age. A good beneficiary audit can reassure you that the right people will inherit the right accounts and that the applicable tax and investment issues are...

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Income Crisis

Income Crisis

We are used to talking about job losses in the midst of a recession. That’s a measurement we’ve seen before. But there’s a new indicator in the spotlight, income loss, and it may just tell us more.  Many employers are choosing to hold off layoffs as long as possible...

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6 Wealth & Success Lessons from The Ultimate Gift

6 Wealth & Success Lessons from The Ultimate Gift

The Smart Estate Planning NewsletterDiscover what it means to be wealthy or successful. If you’re like most, it takes a few hard knocks to understand what life truly has to offer. Several years ago at the Berkshire Hathaway annual shareholders meeting in Omaha, Neb.,...

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Protect Your Assets With A Family Bank

Protect Your Assets With A Family Bank

The Smart Estate Planning NewsletterOne of the biggest drains on your account may not be the market but rather family requests for money that may never be repaid. Preserve assets—and emotional health—by setting up a “family bank” where loan requests are reviewed,...

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Famous Estate Planning Blunders

Famous Estate Planning Blunders

The Smart Estate Planning NewsletterCelebrities have enough money to hire the best estate planning lawyers. You would think celebrities, of all people, should have ironclad estate plans that keep their affairs private, leave money and possessions to the people they...

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How to Receive Early Distributions from an IRA Without Penalty

How to Receive Early Distributions from an IRA Without Penalty

The Smart Income Independence Planning Newsletter  When most people think of taking money out of a non-Roth IRA (Individual Retirement Arrangement), they think of the 59½ rule. What’s the 59½ rule?  It means that if you take a withdrawal from an IRA before age 59½ you...

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