Retirement
Planning
Asset
Protection
Estate
Planning
Tax
Planning
Estate Planning
We look at our financial life in two phases; one while we are living and the other when we are not. We refer to these two phases as, your life and your legacy. Think of estate planning as asset protection once you are no longer physically able to make choices and decisions. The goal of estate planning is to ensure that you will always be in control of your wealth, while you are living and to create your legacy.
Estate Planning Services & Products
The 4x4 Financial Independence Plan ℠
The Smart Legacy Plan Organizer ℠
Charitable Trusts & Annuities
Deferred Sales Trusts
Micro-Captive Insurance Companies
No-Load Annuities
Retirement Plans (Company Sponsored) Pension & Profit Sharing Plans - The Super(k)
Retirement Plans (Self-Directed) IRA's, 401(k)'s, SEP's, SIMPLE's, Roth's
Annuities
Coaching and Consulting
Delaware Statutory Trusts
Insurance-Disability
Insurance-Life
Insurance-Long Term Care
Mortgages-Forward
Mortgages-Reverse
Real Estate Rentals (Direct)
Real Estate Rentals (Partnerships & Syndications)
BLOG
Browse All Estate Planning Articles, Videos, Podcasts
Estate PlanningIf you get sick and require hospitalization due to COVID-19, you will be immediately isolated from family. So the time to finish up any unresolved advance planning and organization is now.Self-isolation and quarantines have given rise to unique problems...
Last Will & Testament: Add A Letter Covering These 14 Wishes
Having a will is necessary, but there is a great deal of information the legal document does not include. Here’s what to cover in a supplemental letter that specifies preferences, discloses critical logistic info, and will save your family significant stress during a...
Home Equity Conversion
If you own your home, and you have at least 50% equity to market value, watch this video to learn how you can (and why you should) convert that home equity into a contract that will allow you to withdraw annual tax free income at retirement. Click here or click image...
A Widow’s Worst Nightmare
The Smart Estate Planning NewsletterWhat can be worse than losing a spouse—especially with young children to raise? How about being forced to go through probate and losing needed assets to ex-spouses and estranged family members? If only there had been a will....
Estate Tax Liquidity
If you have a current net worth of at least $5,000,000 growing faster than inflation, and want to minimize the estate tax your family will need to pay when you pass on, watch this short video to learn how you can protect the value of your estate from the IRS. In...
The Benefits of a Living Trust
Even if we have a will at the time of our passing, all of our assets and liabilities will need to be settled in probate court before they can be distributed to our families. Watch this short video to learn how your estate can easily avoid the delay and cost of probate...
6 Tips for Organizing Your Records
Estate Planning If you got hit by a bus tomorrow, would your loved ones know how to access your important records? Would they know which accounts you hold and where your money is? What about insurance policies? Real estate ownership papers? You may have your records...
Potential Estate Tax Threat?
The Smart Estate Planning Newsletter Over the past few decades, federal taxes have generally trended lower. That era may be coming to an end, especially for well-off individuals. The major factor to consider is that our country might finally be forced to confront the...
ETF or Mutual Fund?
ETFs (Exchange Traded Funds) and Mutual Funds are similar in just enough ways to be confusing. ETF’s popularity is YUGE. Does that mean they are better than the traditional mutual fund?Related Article from CNBC: ETF assets rise to record $4 trillion and top industry...