The 4 Essential Element
Our unique and proprietary systems and services will take you from where you are today, to your Financial Independence Day, so you can begin to live the life you really want. Select any of the headings below to learn more about them now.
The 4x4 Financial Independence Plan ˢᵐ
The Smart 401(k) Supercharger ˢᵐ
The Smart College Cost Eliminator ˢᵐ
The Smart Debt Eliminator/Credit Builder System ˢᵐ
The Smart Investment Property Evaluator ˢᵐ
The Smart Mortgage Paydown Accelerator ˢᵐ
The Smart Social Security Maximizer/Retirement Healthcare Estimator ˢᵐ
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Browse All Retirement Planning Articles, Videos, Podcasts
Who paid for the Mayflower? This year marks the 400th anniversary fo the Mayflower's crossing of the Atlantic. The voyage was sponsored by venture capital or more appropriately "adventure" capital. 400 years later we still celebrate Thanksgiving and venture...
Financial IndependenceA Better PerspectivePodcastPresented by Lance Edwards and Randy LuebkeIn this episode of “Financial Independence – A Better Perspective”, Lance and Randy interview Todd Strumpfer and discuss how cost segregation allows one to depreciate a...
I recently saw some stats on using the S&P 500 to predict the winner of the presidential election and I thought they were interesting enough for a newsletter. Below is a chart that calculates the returns for the three months leading up to every presidential...
Financial IndependenceA Better PerspectivePodcastPresented by Lance Edwards and Randy LuebkeIn this episode of “Financial Independence – A Better Perspective”, Lance and Randy discuss retirement accounts and the ability to self-direct by choosing your own investments...
If you have dependents (children, spouse or parents) who must rely on you and your income for financial security, watch this video to learn how easy and inexpensive it is to protect them from any economic adversity they would experience in your absence. In this...
If you own your home, and you have at least 50% equity to market value, watch this video to learn how you can (and why you should) convert that home equity into a contract that will allow you to withdraw annual tax free income at retirement. Click here or click image...
Financial IndependenceA Better PerspectivePodcastPresented by Lance Edwards and Randy LuebkeIn this episode of “Financial Independence – A Better Perspective”, Lance and Randy discuss the dire need to protect your estate plan, so that when you pass, your assets can...
School is back in session but in many cases not on campus...should the cost of school change? School budgets are an extremely local issue. Here's a look at how varied school budgets are across the countryYou May Also Like...
If you are responsible for the administration of your company's 401k plan, watch this video to learn how important it is to avoid fiduciary liability and protect employee accounts, AND discover a well kept secret provision of the tax code known as a Simple 401k. Click...