Retirement
Planning
Asset
Protection
Estate
Planning
Tax
Planning
Tax Planning
At the core of our financial philosophy lies the awareness that taxes represent life’s most significant expense. Although paying taxes is not optional, the power to optimize how you manage them lies in your hands. This principle, known as “The Net,” underscores the importance of what you keep, not just what you make. Making better, smarter, and safer tax-efficient financial decisions is key to preserving your hard-earned wealth. We are here to empower you with the knowledge and expertise to navigate the complexities of taxation, ensuring you make informed choices that lead to a brighter financial future. Let us guide you on this journey of financial optimization, helping you secure a more prosperous and fulfilling life.
Tax Planning Services & Products
The 4x4 Financial Independence Plan ℠
The Smart Tax Minimizer (For Consumer and Home-Based Businesses) ℠
The Smart Tax Planning System for Business Owners ℠
Annuities
Charitable Trusts & Annuities
Coaching and Consulting
Deferred Sales Trusts
Delaware Statutory Trusts
Employee Retention Tax Credit (ERTC)
In-Service Alternative Rollovers
Insurance-Disability
Insurance-Life
Insurance-Long Term Care
Micro-Captive Insurance Companies
Mortgages-Forward
Mortgages-Reverse
No-Load Annuities
Real Estate Rentals (Direct)
Real Estate Rentals (Partnerships & Syndications)
Research & Development Tax Credits (R&D, etc.)
Retirement Plans - Pension & Profit Sharing Plans - The Super(k)
Retirement Plans (Self-Directed) IRA's, 401(k)'s, SEP's, SIMPLE's, Roth's
Self-Directed Brokerage Accounts
BLOG
Browse All Tax Planning Articles, Videos, Podcasts
SECURE 2.0 Adds New Escapes from the 10% Early Withdrawal Penalty
Tax PlanningIn late 2022, Congress passed the SECURE 2.0 Act, which made several changes to tax-advantaged retirement plans. Many of the changes create new exceptions to the 10 percent penalty on early withdrawals from IRAs and other retirement accounts before age 59...
EP 0003. The Perfect Investment
Financial Independence Now PodcastHosted by Randy LuebkeAre you searching for the perfect investment that will pave your way to financial independence? In this latest episode of Financial Independence Now, host Randy Luebke introduces you to the elusive "perfect...
EP 0002. My 3 Favorite Investments
Financial Independence Now PodcastHosted by Randy LuebkeDiscover the secrets to becoming Financially Independent; “When the assets you have provide the income you need to live the life you want, and work is no longer a requirement, it’s an option. Join host, Randy...
EP 0001. What is Financial Independence?
Financial Independence Now PodcastHosted by Randy LuebkeThis is the inaugural episode of "Financial Independence Now", and it is a “must-listen”. In this episode, Randy Luebke discusses the keys to achieving financial independence, something he calls Retirement 2.0. ...
5 Tax Gotchas In Retirement
Tax PlanningIf you are wealthy and reaching your distribution phase, your high-balance retirement accounts can create some burdensome tax situations, particularly when it comes to legacy planning. Here are five potential pitfalls you should be aware of. Most people...
Alert: A Massive New FinCEN Filing Requirement is Coming
Tax Planningby Bradford InstituteDo you own or advise a corporation, limited liability company (LLC), limited partnership, limited liability partnership, limited liability limited partnership, or business trust? Or are you planning to form one of these entities? If...
State Tax Department Contact Information
Financial Guides We know you are busy and don't have time to waste searching for a State Tax Department's contact information. Therefore, we made it easy for you to quickly reference the tax department information for all 50 states. In this 2-page reference guide, you...
A Securities Market Update for You – January 2023
Retirement Planning: SecuritiesJoseph Maas, Synergy Asset ManagementMarket highlights Inflation appears to be diminishing, but the FOMC is expected to raise interest rates a quarter-point at this month's meeting. Because lending rates have increased, housing sales...
Taxpayer Penalties 2023
Tax PlanningBradford Tax Institute, January 2023REASONPENALTY RELIEFIRC SECTIONFailure to pay0.50% of unpaid balance per month; maximum of 25%6651(a)(2)Failure to file 5% of unpaid balance per month; maximum of 25% If more than 60 days late, the lesser of $435 or 100%...
Contact
Follow
LIFETIME’S SERVICES
- The 4×4 Financial Independence Plan sm
- The Smart 3-Tiered Cash-Reserve System sm
- The Smart 401(k) Supercharger sm
- The Smart Asset Protection Planner sm
- The Smart Debt Eliminator/Credit Builder System sm
- The Smart Estate Plan Protector sm
- The Smart Financial Independence Blueprint sm
- The Smart Investment Property Evaluator sm
- The Smart Legacy Plan Organizer sm
- The Smart Mortgage Minimizer sm
- The Smart Mortgage Paydown Accelerator sm
- The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator
- The Smart Tax Minimizer sm(For Consumer and Home-Based Businesses)
Contact
Follow
LIFETIME’S SERVICES
- The 4×4 Financial Independence Plan sm
- The Smart 3-Tiered Cash-Reserve System sm
- The Smart 401(k) Supercharger sm
- The Smart Asset Protection Planner sm
- The Smart Debt Eliminator/Credit Builder System sm
- The Smart Estate Plan Protector sm
- The Smart Financial Independence Blueprint sm
- The Smart Investment Property Evaluator sm
- The Smart Legacy Plan Organizer sm
- The Smart Mortgage Minimizer sm
- The Smart Mortgage Paydown Accelerator sm
- The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator
- The Smart Tax Minimizer sm(For Consumer and Home-Based Businesses)
Contact
Follow
LIFETIME’S SERVICES
- The 4×4 Financial Independence Plan sm
- The Smart 3-Tiered Cash-Reserve System sm
- The Smart 401(k) Supercharger sm
- The Smart Asset Protection Planner sm
- The Smart Debt Eliminator/Credit Builder System sm
- The Smart Estate Plan Protector sm
- The Smart Financial Independence Blueprint sm
- The Smart Investment Property Evaluator sm
- The Smart Legacy Plan Organizer sm
- The Smart Mortgage Minimizer sm
- The Smart Mortgage Paydown Accelerator sm
- The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator
- The Smart Tax Minimizer sm(For Consumer and Home-Based Businesses)