Retirement
Planning

Asset
Protection

Estate
Planning

Tax
Planning

Tax Planning

At the core of our financial philosophy lies the awareness that taxes represent life’s most significant expense. Although paying taxes is not optional, the power to optimize how you manage them lies in your hands. This principle, known as “The Net,” underscores the importance of what you keep, not just what you make. Making better, smarter, and safer tax-efficient financial decisions is key to preserving your hard-earned wealth. We are here to empower you with the knowledge and expertise to navigate the complexities of taxation, ensuring you make informed choices that lead to a brighter financial future. Let us guide you on this journey of financial optimization, helping you secure a more prosperous and fulfilling life.

Tax Planning Services & Products

\

The 4x4 Financial Independence Plan ℠

\

The Smart Tax Minimizer (For Consumer and Home-Based Businesses) ℠

\

The Smart Tax Planning System for Business Owners ℠

\

Annuities

\

Charitable Trusts & Annuities

\

Coaching and Consulting

\

Deferred Sales Trusts

\

Delaware Statutory Trusts

\

Employee Retention Tax Credit (ERTC)

\

In-Service Alternative Rollovers

\

Insurance-Disability

\

Insurance-Life

\

Insurance-Long Term Care

\

Micro-Captive Insurance Companies

\

Mortgages-Forward

\

Mortgages-Reverse

\

No-Load Annuities

\

Real Estate Rentals (Direct)

\

Real Estate Rentals (Partnerships & Syndications)

\

Research & Development Tax Credits (R&D, etc.)

\

Retirement Plans - Pension & Profit Sharing Plans - The Super(k)

\

Retirement Plans (Self-Directed) IRA's, 401(k)'s, SEP's, SIMPLE's, Roth's

\

Self-Directed Brokerage Accounts

BLOG

Browse All Tax Planning Articles, Videos, Podcasts

EP 0003. The Perfect Investment

EP 0003. The Perfect Investment

Financial Independence Now PodcastHosted by Randy LuebkeAre you searching for the perfect investment that will pave your way to financial independence?  In this latest episode of Financial Independence Now, host Randy Luebke introduces you to the elusive "perfect...

read more
EP 0002. My 3 Favorite Investments

EP 0002. My 3 Favorite Investments

Financial Independence Now PodcastHosted by Randy LuebkeDiscover the secrets to becoming Financially Independent; “When the assets you have provide the income you need to live the life you want, and work is no longer a requirement, it’s an option.  Join host, Randy...

read more
EP 0001. What is Financial Independence?

EP 0001. What is Financial Independence?

Financial Independence Now PodcastHosted by Randy LuebkeThis is the inaugural episode of "Financial Independence Now", and it is a “must-listen”.  In this episode, Randy Luebke discusses the keys to achieving financial independence, something he calls Retirement 2.0. ...

read more
5 Tax Gotchas In Retirement

5 Tax Gotchas In Retirement

Tax PlanningIf you are wealthy and reaching your distribution phase, your high-balance retirement accounts can create some burdensome tax situations, particularly when it comes to legacy planning. Here are five potential pitfalls you should be aware of. Most people...

read more
Alert: A Massive New FinCEN Filing Requirement is Coming

Alert: A Massive New FinCEN Filing Requirement is Coming

Tax Planningby Bradford InstituteDo you own or advise a corporation, limited liability company (LLC), limited partnership, limited liability partnership, limited liability limited partnership, or business trust? Or are you planning to form one of these entities? If...

read more
State Tax Department Contact Information

State Tax Department Contact Information

Financial Guides We know you are busy and don't have time to waste searching for a State Tax Department's contact information. Therefore, we made it easy for you to quickly reference the tax department information for all 50 states. In this 2-page reference guide, you...

read more

A Securities Market Update for You – January 2023

Retirement Planning:  SecuritiesJoseph Maas, Synergy Asset ManagementMarket highlights Inflation appears to be diminishing, but the FOMC is expected to raise interest rates a quarter-point at this month's meeting. Because lending rates have increased, housing sales...

read more
Taxpayer Penalties 2023

Taxpayer Penalties 2023

Tax PlanningBradford Tax Institute, January 2023REASONPENALTY RELIEFIRC SECTIONFailure to pay0.50% of unpaid balance per month; maximum of 25%6651(a)(2)Failure to file 5% of unpaid balance per month; maximum of 25% If more than 60 days late, the lesser of $435 or 100%...

read more