Services

The Smart 401(k) Supercharger ˢᵐ

Optimize the employee benefits you receive. 

Investments

Free up retirement savings for investments. 

Optimize

Get help understanding your employer’s plan offerings, and optimize your decision making.

Works for All

Works with all companies and retirement plans, including companies with no retirement plans or benefits. 

Overview

The typical employee benefit plan is potentially rich in opportunity. You can save money on income taxes, receive substantial contributions from your employer, and much more.

The problem is, not only understanding which benefits you should choose, but there is also the decision as to which benefits you want, need, and how much you should contribute towards them.

If you have options to invest in a variety of stocks, bonds, and mutual funds, then choosing which investments are right for you is also a difficult decision to make.

The Smart 401(k) Supercharger ˢᵐ addresses all these opportunities and issues. During a 30-minute phone interview, we will discuss details about your specific situation and develop a plan to help you take the best advantage of all of them.

Benefits

With The Smart 401(k) Supercharger ˢᵐ we will help you find ways to free up retirement savings so you can use those savings for investments outside your company-sponsored plan. Additionally, you will have the freedom to choose investments that can be much safer and yield higher returns. 

The Smart 401(k) Supercharger ˢᵐ will help you to better understand your company’s plan offerings. And, you will be able to optimize the decisions you make to implement optimal plan choices. 

The Smart 401(k) Supercharger ˢᵐ we will take a deep-dive and review all your company-sponsored employee benefits. 

The Smart 401(k) Supercharger ˢᵐ works will all companies and various types of retirement plans. The Smart 401(k) Supercharger ˢᵐ even works for companies that do not offer retirement plans or other benefit programs. 

The Smart 401(k) Supercharger ˢᵐ will help you find better ways to manage the money you make from your job. 

Get Started

Enroll now to get started with The Smart 401(k) Supercharger ˢᵐ.  Discover a better, smarter, safer way to optimize the employee benefits you receive. 

Featured Newsletters

Tax-Smart Strategies to Pay for College

Tax PlanningA special report by the Bradford Tax InstituteIn this newsletter we review: How Are 529 College Savings Account Withdrawals Taxed? Child's College: Use a 529 Plan or Tap Your Roth IRA? Tax-Smart College Savings Strategies for Parents Paying for College—a...

Spring 2022 Key Financial Planning & Investment Deadlines Checklist

Financial GuidesSpring is here! As some of you may or may not know, every quarter I like to send my clients, family, and friends all the key financial deadlines heading our way over the next three months. Of course, there is the April 15th tax deadline this quarter,...

Essential Tax Tips for IRAs

Tax PlanningDenise Appleby, APA, CISP, CRC, CRPS, CRSPWoe to the taxpayer who runs afoul of the numerous and confusing IRA rules. There are forms to file, contributions to make, distributions to take, and penalties to avoid. While corrections are possible, it's best...

How College 529 Savings Account Withdrawals Are Taxed & Why You May NOT Want to Use a 529 Plan Altogether

Tax Planningby the Bradford Tax InstituteSection 529 college savings plans have been around long enough that withdrawals are now commonplace. You may be ready to take one. The big advantage of 529 plans is that qualified withdrawals are always...

New Retirement Rules – What you need to know about the SECURE Act

Financial GuidesThere have been some major retirement rule changes following the passage of the SECURE Act and you may have questions on what it means for your retirement plans. Our "New Retirement Rules: SECURE Act of 2019" reference guide, offers an overview of the...

The Smart Tax Planning Newsletter January 2022

Tax PlanningEvery month we provide you with a fairly detailed review of several Important Tax Topics. Scan through the highlighted topics noted below.  In This Month's Newsletter We Review: Is Your Sideline Activity a Business or a Hobby? Self-Directed IRAs Using a...

Winter 2022 Key Financial Planning & Investment Deadlines Checklist

Financial GuidesDo you know what days the market closes for 2022? Or when different tax forms are due? Or when the various enrollment periods for Medicare and health insurance begin and end? Each year brings with it a host of new dates, deadlines, and observances to...

2022 Retirement Calendar Checklist

Financial GuidesThis Checklist gives you the guidance you need on taxes, Social Security, Medicare, retirement account distributions, year-end tasks, and more. It compiles multiple deadlines and tasks in a simple month-by-month format to help you see at a glance what...

2022 Key Financial Data Guide

Financial GuidesThe 2022 Key Financial Data reference guide puts many important financial numbers right at your fingertips—in a simple graphic format. Organize your finances at your convenience without having to search the internet for numbers on tax brackets,...

The Smart Tax Planning Newsletter October 2021

Tax-Saving TipsTaxation of 529 College Savings Account Withdrawals The big advantage of 529 plans is that qualified withdrawals are always federal-income-tax-free—and usually state-income-tax-free too.  What you may not know is that not all 529 withdrawals are...

 

A Better, Smarter, Safer Way to optimize the employee benefits you are entitled to receive.