by Randy Luebke | Feb 3, 2017 | 1-Financial Independence Planning, 3-Establish Reserves, Annuities, Blog Posts, Financial Edification, Insurance, Life Insurance, Long-term Care Insurance, Products, The 4 Sequential Steps, The 4x4 Financial Independence Plan
Establishing significant liquid cash reserves is the 3rd step of the 4x4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your achieving and maintaining your Financial Independence. Why? We need...
by Randy Luebke | Jan 31, 2017 | 1-Financial Independence Planning, 1-Optimize Everything, 4-Invest for Independence, Blog Posts, Financial Edification, Securities
I’ve incorporated a new tool that I would like you to try called OnPointe Risk Analyzer. The essence of the program is to evaluate your overall level of acceptable investment risk. Below is a link to take the assessment (It will take less than 5 minutes to...
by Randy Luebke | Jan 30, 2017 | 1-Financial Independence Planning, 1-Optimize Everything, 4-Invest for Independence, 4-Tax Planning, Blog Posts, Financial Edification, Life Insurance, Securities, The 4 Essential Elements, The 4 Sequential Steps, The 4x4 Financial Independence Plan
The Cash Balance Plan is a retirement plan designed to primarily benefit older and/or highly compensated business owners and highly valued employees. Unlike a traditional 401k or IRA plans that limit one’s tax-deferred contributions to relatively small amounts,...
by Randy Luebke | Sep 1, 2016 | 1-Optimize Everything, 3-Establish Reserves, Blog Posts, Financial Edification, Insurance, Life Insurance, The 4 Sequential Steps, The 4x4 Financial Independence Plan
Establishing significant liquid cash reserves is the 3rd step of the 4×4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your Financial Independence. Why? We need cash reserves for two reasons: When...
by Randy Luebke | Mar 22, 2016 | 1-Financial Independence Planning, 1-Optimize Everything, 2-Asset Protection, 4-Invest for Independence, Annuities, Blog Posts, Financial Edification, Products, The 4 Essential Elements, The 4x4 Financial Independence Plan
Certificates of deposit (CDs) are intended for the ultra-conservative investor. Why are they appealing to so many? They are touted as the “safe” investment option with essentially no risk as they are not tied to the stock market. However, how “safe” are they really...
by Randy Luebke | Dec 15, 2015 | 4-Invest for Independence, 4-Tax Planning, Blog Posts, Financial Edification, Real Estate, The 4x4 Financial Independence Plan
The qualifications for Real Estate Professional are fairly complex. The benefits of becoming qualified as a Real Estate Professional, however, are generally well worth the effort. One of the qualifications of a Real Estate Professional is based on the “Material...
